Monthly Expenses Worksheet



Shelter

Planned Expenses

Actual Expenses

The Difference

Mortgage or rent

   

<%=Expenses1%>

Second mortgage/equity credit line

   

<%=Expenses2%>

Association dues

   

<%=Expenses3%>

Taxes (if not escrowed)

   

<%=Expenses4%>

Homeowner/renter insurance

   

<%=Expenses5%>

Cleaning supplies

   

<%=Expenses6%>

Yard care

   

<%=Expenses7%>

Home upkeep/repairs

   

<%=Expenses8%>

Furniture/appliances

   

<%=Expenses9%>

Security system

   

<%=Expenses10%>

 

Utilities

     

Electricity

   

<%=Expenses11%>

Gas/heating

   

<%=Expenses12%>

Water/sewer/trash

   

<%=Expenses13%>

Telephone/online computer

   

<%=Expenses14%>

Cellular phone/pager

   

<%=Expenses15%>

Pest control

   

<%=Expenses16%>

Cable TV/satellite

   

<%=Expenses17%>

Water softener

   

<%=Expenses18%>

Bottled water

   

<%=Expenses19%>

 

Insurance

     

Health/dental

   

<%=Expenses20%>

Auto insurance

   

<%=Expenses21%>

Life insurance

   

<%=Expenses22%>

Disability/accident

   

<%=Expenses23%>

 

Groceries/Meals

   

<%=Expenses24%>

 Food at home

   

<%=Expenses25%>

Food at work

   

<%=Expenses26%>

Meals out

   

<%=Expenses27%>

School lunches

   

<%=Expenses28%>

Special diet/health food store

   

<%=Expenses29%>

Snacks/vending machine

   

<%=Expenses30%>

 

Transportation

   

 

Gasoline/oil

   

<%=Expenses31%>

Car repairs/maintenance/wash

   

<%=Expenses32%>

License/stickers

   

<%=Expenses33%>

Parking/tolls

   

<%=Expenses34%>

Public transportation

   

<%=Expenses35%>

Car/lease payment

   

<%=Expenses36%>

 

Gifts/Outside Giving

     

Churches/charities

   

<%=Expenses37%>

Gifts to family

   

<%=Expenses38%>

Gifts to others

   

<%=Expenses39%>

Holiday reserve

   

<%=Expenses40%>

 

Family Costs

   

 

Legal/tax advice

   

<%=Expenses41%>

Union dues (if not deducted)

   

<%=Expenses42%>

Checking account/ATM fees

   

<%=Expenses43%>

Child support/alimony

   

<%=Expenses44%>

Childcare/babysitter

   

<%=Expenses45%>

Pet care

   

<%=Expenses46%>

Postage

   

<%=Expenses47%>

Lessons

   

<%=Expenses48%>

Professional association fees

   

<%=Expenses49%>

Memberships (health clubs)

   

<%=Expenses50%>

Tuition, books, school supplies

   

<%=Expenses51%>

Children's allowance

   

<%=Expenses52%>

Family/social events

   

<%=Expenses53%>

 

Personal Care

   

 

Clothing/shoes

   

<%=Expenses54%>

Uniforms

   

<%=Expenses55%>

Laundry/dry cleaning

   

<%=Expenses56%>

Hair cuts/hair care/nails/pedicure

   

<%=Expenses57%>

Make up/cosmetics

   

<%=Expenses58%>

Toiletries or personal items

   

<%=Expenses59%>

Cigarettes/tobacco/beverages

   

<%=Expenses60%>

 

Health Costs

   

 

Dental

   

<%=Expenses61%>

Health care/co pays/deductibles

   

<%=Expenses62%>

Prescriptions

   

<%=Expenses63%>

Counseling

   

<%=Expenses64%>

Eyeglasses/contacts

   

<%=Expenses65%>

 

Miscellaneous

   

 

Recreation/sports/hobbies

   

<%=Expenses66%>

Newspapers/magazines/books/CDs

   

<%=Expenses67%>

Vacation savings

   

<%=Expenses68%>